Every number an RM needs. In your pocket.
Loan math, client assessment, portfolio monitoring and early-warning signals — one free app, in English or বাংলা.
From sign-in to a clear answer in three steps
No spreadsheets, no manual formulas. Open the app and get to work.
Sign in with your work email
Register once with your bank email. Pick English or বাংলা — switch anytime.
Add a client, pick a module
Tap New, enter the client's details and run the loan calculator, assessment or a what-if scenario.
Monitor and act early
Every client lands in your portfolio. Early-warning signals flag accounts that need attention.
Ten tools. One app. Zero cost.
Everything a Relationship Manager does in a day, from the first meeting to renewal.
Assessment
Assess a borrower's profile step by step.
Loan calculator
EMI, total interest and repayment in seconds.
Solve for
Know the EMI? Solve for amount, rate or tenure.
What-if
Compare scenarios side by side before you offer.
Portfolio
Every client and applied amount in one list.
EWS
Early-warning signals for accounts at risk.
Onboarding
Capture a new client in one guided flow.
Field Visit
Log visit notes and checklists on the spot.
Renewal & Top-up
See what's due and work out top-up limits.
Reports
Turn your work into clean, shareable reports.
The loan calculator, right here
A taste of what's inside the app. Move the sliders — the EMI updates instantly.
Reducing-balance method. For guidance only — your bank's final figures may differ.
Made for how RMs actually work
English & বাংলা
The whole app in both languages — show clients the numbers in the language they're comfortable with.
Built for Bangladesh
Figures in Taka with lakh/crore grouping, made around how local banks lend.
Phone-first
Designed for one-hand use at the branch, in a meeting or on a field visit.
Private by design
Your account is protected by sign-in, and you can clear the working file or delete your account anytime.
Instant answers
Change one number and every result updates. No waiting, no re-typing.
Free. Really.
No subscription, no trial, no locked modules. Every tool is free for every RM.
RM Calculator is completely free. Download it, sign in with your work email and start calculating.
Get it on Google PlayQuestions, answered
Is RM Calculator really free?
Yes. Every module is free to use. There are no subscriptions and no in-app purchases.
Who is it for?
Relationship Managers and credit officers at banks and financial institutions in Bangladesh — anyone who works out loans and follows up with clients.
Why do I need a work email?
Your account keeps your clients and portfolio together across sessions. We only use your email to sign you in and to help you recover your account.
Are the results official bank figures?
No. RM Calculator gives accurate estimates to guide your conversations. Always confirm final terms with your bank's approved systems and policies.
How do I delete my account?
Open the app → Menu → Account, or follow the steps on our delete account page.