Terms of Use
Last updated: 23 September 2026
By using RM Calculator (“the app”), provided by Sigmative LLC, you agree to these terms.
1. Free to use
The app is provided free of charge. We may add, change or remove features over time.
2. Estimates, not advice
Calculations, assessments and early-warning signals are estimates to support your work. They are not official bank figures, credit decisions or financial advice. Always confirm final terms using your institution's approved systems and policies.
3. Your account
Keep your sign-in details secure. You are responsible for activity on your account and for the information you enter, including following your employer's rules on client data.
4. Acceptable use
Don't misuse the app, try to break its security, or use it for anything unlawful.
5. No warranty
The app is provided “as is”. To the extent permitted by law, we are not liable for losses arising from its use or from decisions made based on its results.
6. Ending use
You can stop using the app and delete your account at any time. We may suspend accounts that break these terms.
7. Law
These terms are governed by the laws of Bangladesh.